quality administrative services
that fulfill client needs
at reasonable cost.


ourprocesspic002our process

Setting up a retirement plan is a significant event for a growing company. Reviewing an existing program is often just as important. To ensure a successful result we begin with an analysis that includes:

  • The reason for the plan. Your intent.
  • The size of your company
  • Cost versus benefits
  • Employee participation
  • Key employee benefits

The most crucial aspects of a company’s retirement plan are consulting and compliance. When administration runs smoothly, there are no complaints, few questions, and generally no problems. Improper administration can result in a range of nightmarish problems from daily conversations with the third party administrator to sort out mistakes, to an IRS investigation — which could result in the disqualification of the plan.


As an example of our commitment to timely, accurate administrative services, we provide these services for your 401(k) plan:

  • Determination of Top Heavy Status
  • Determination of Eligible Employees
  • Determination of Vested Percent
  • Allocation of Employer Profit Sharing Contribution
  • Coverage Testing
  • Preparation of Form 5500
  • Preparation of Summary Annual Report
  • Determination of Maximum Deductible Contribution
  • ADP/ACP Testing or Safe Harbor Notice
  • IRC Section 415 Review